13 Types of cyber crime crimes on the internet that are detrimental - Cyber crime is crime in cyberspace. One of the types of crime that has increased in the midst of a pandemic due to changes in people's lifestyles are all online.
There are various modes of cyber crime. Starting from data theft, account breaches, to begging for donations on behalf of the victims of the pandemic.
Cyber crime is an illegal act committed by criminals by using computer technology and internet networks to attack the victim's information system.
For example, hacking social media, breaking into technological devices and victim data. Then then wipe out the balance of the victim's account or credit card.
Indonesian cyber crime is regulated in Law Number 11 of 2008 concerning Information and Electronic Transactions (UU ITE) as amended to Law Number 19 of 2016. So, there is no specific cyber crime law.
Cyber crime is included in the category of actions that are prohibited in the ITE Law
1. Any person intentionally and without rights or against the law accesses another person's computer and/or electronic system in any way
2. Any person intentionally and without rights or against the law accesses a computer and/or electronic system in any way with the aim of obtaining electronic information and/or electronic documents
3. Any person intentionally and without rights or unlawfully accesses a computer and/or electronic system in any way by violating, breaking through, exceeding, or breaking into the security system.
Types of Cyber Crime
Cybercrime Indonesia
There are several types of cyber crime that must be of concern to the public, including:
1. Phishing Crime
Phishing is an example of cyber crime to commit fraud by tricking the victim. Generally, these crimes are carried out via email or other social media, such as sending fake links, creating fake websites, and so on.
The goal is to steal important victim data, such as personal identity, password, PIN code, OTP code (one time password) on financial accounts, such as mobile banking, internet banking, paylater, digital wallet, to credit cards.
2. Carding Crime
Carding is a type of cyber crime that is carried out by transacting using someone else's credit card. So, after knowing the victim's credit card number, the perpetrator then shopped online with the stolen credit card.
The credit card number was stolen from an unsecured website or websites. It can also be obtained by buying from a network of spammers or data thieves. Furthermore, the credit card data was misused by the carder, the name of the perpetrator of a carding crime.
3. Ransomware Attack
Ransomware is malware or malicious software that can not only infect computers, but also take user data hostage. This crime can cause great loss to the victim.
The perpetrator will demand a ransom from the victim if they want the ransomware to be removed or destroyed. If the victim does not grant the request, the perpetrator does not hesitate to threaten to make the data corrupt or unusable.
4. Online scams
Online fraud or digital fraud which is currently getting more and more modes. Among them is the mode of fraud under the guise of taking selfies with ID cards or identity cards.
Selfie photos with ID cards are usually one of the requirements for online registration of financial accounts, such as digital wallets, paylaters, online loans, to register online bank accounts.
You could be trapped by a fake online loan application that was made in such a way. Then by the perpetrators, your data is used for money laundering, sold on the black market, or used at will for illegal online loans.
5. SIM Swap
SIM swap is a fraudulent mode by taking over someone's cell phone number or SIM card. The goal is to hack someone's banking account.
As a result, the SIM card of the mobile phone which is then active and valid belongs to the perpetrator, no longer belongs to the victim. Therefore, if you want to throw away the old SIM card, it is best to break it or cut it out so that it is not misused by others.
6. Hacking sites and emails
This crime is termed website and email defacement. That is the type of cyber crime by hacking a site or email, and changing its appearance.
In other words, the appearance of your website or email suddenly changes due to this hack. For example, the web page is not the usual one, the typeface changes, the ads appear unclear, and even steals data that you are not aware of.
7. The Crime of Skimming
Another type of cyber crime to watch out for is skimming. Skimming is a banking crime by stealing debit or credit card data to withdraw funds from an account.
The way it works is breaking into user information using a device installed on an Automated Teller Machine (ATM) or on an EDC swipe machine. With this technique, the perpetrator can duplicate the data contained in the magnetic tape on the credit or debit card.
Then move the information to a blank ATM card. Finally, perpetrators can easily drain customer account balances.
Skimming can occur when you are shopping online. When a debit card or credit card is connected to the device, the risk of being skimmed is higher.
Mobile phones or laptops are connected to the internet, making it easier for perpetrators to hack or retrieve credit card or debit card data. Especially if you use a public wifi connection. So, make sure every online transaction uses a private internet network.
8. OTP Fraud
Surely you know the OTP (One Time Password)? One-time use code which is vital for transaction security.
This OTP code is like a key. The final key to be able to access or complete financial transactions. If this 6-digit code is known to others, it can be dangerous.
Currently, there are many crimes of theft of OTP codes or OTP fraud. The cause of OTP fraud is malware or some kind of virus that attacks software.
Other causes can also be through applications, social engineering such as via telephone, SMS, email. For example through a fake call center.
9. Data Forgery or Data Forgery
The next type of cyber crime in Indonesia is data forgery. It is a crime to falsify important data or documents via the internet.
Usually these crimes target important documents belonging to e-commerce or online shopping site providers. It's as if there was a typo that harms users or society.
10. Crime illegal content
The International Relations Division of the National Police also said that illegal content was included in the type of cyber crime. Illegal content is a crime to enter data or information that is untrue, unethical, unlawful or disturbing public order.
For example, fake news or slander, pornography, or information concerning state secrets, propaganda against the legitimate government.
11. Cyber Terrorism or Cyber Terrorism
Cyber terrorism is a crime that interferes with, or causes damage to, data on a computer network. The perpetrator offers himself to the victim to repair the data that has been sabotaged for a certain fee.
12. Spy or Cyber Espionage
A type of cyber crime that utilizes the internet network to carry out spying activities against other parties, by entering the victim's computer network system.
This crime is usually directed against business rivals whose important documents or data are stored in a computerized system.
13. Plagiarizing Other People's Sites
The crime of violating the Intellectual Property Rights (IPR) of others on the internet. For example, imitating the appearance of other people's sites illegally, broadcasting information that is someone else's trade secret.
Always Keep Your Data Confidential
Whatever form or type of crime cyber crime cannot be tolerated. Cyber crime not only causes material losses, but also immaterial.
For that, make sure you always maintain the confidentiality of personal data. Avoid posting personal data on social media, especially selfies with self-identity. Be a wise and smart internet user to avoid cyber crime.